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Posted:  20 Jul 2008 19:47	[?]
Registered User Currently Offline Join Date: Jul 2008	Posts:  81 Reputation:  3 [?] User Rank: First Lieutenant
Wondering what kind of experiences you guys have had with insurance companies.  I need to know if I'm being screwed with or just being impatient. I dumped my bike 2 weeks ago now, filed a claim with my insurance (state farm) the next day.  As of now I don't even know if they are going to fix my bike or total it.  Getting any info out of them is like squeezing water out of a rock. Any of you guys have to go through this?  How long did it take to get your bike back?

Posted:  20 Jul 2008 19:51	[?]
Registered User Currently Offline Join Date: Apr 2008	Posts:  428 Reputation:  5 [?] User Rank: Colonel
Go to your local State Farm Agent, and just bug the crap out of them until you get an answer, get their number and call them 5-20 times a day. If you make yourself more trouble than you are worth, they will process your claim and get you done and over with just to get rid of you...This tactic is how I got my car fixed.

Posted:  20 Jul 2008 22:26	[?]
Registered User Currently Offline Join Date: Jun 2008	Posts:  177 Reputation:  3 [?] User Rank: Captain
i have state farm for my car but i went to porgressive for my bike.  My state farm agent came strait out and told me that state farm hated dealing with bikes and i know porgressive insures tons of bikes so thats where i went.

Posted:  20 Jul 2008 23:51	[?]
Registered User Currently Offline Join Date: Jul 2008	Posts:  81 Reputation:  3 [?] User Rank: First Lieutenant
Yeah, I've had progressive for my truck and loved them.    They did awesome on my truck after a deer hit, had it back in under 2 weeks. But state farm kicked their ass as far as price goes for the bike and the truck. Ugh, as I said in the original post.  Don't know if I'm being too impatient.  I'm missing the best damn riding weather we've had up here all summer!

Posted:  20 Jul 2008 23:54	[?]
Registered User Currently Offline Join Date: Aug 2007	Posts:  146 Reputation:  1 [?] User Rank: Captain
I used to have State Farm and swapped to Progressive when I bought my first bike because State Farm was giving me the run around when I wanted to insure the bike. I figured they didn't want the business, plus I have heard 10-1 better things about Progressive.

Posted:  21 Jul 2008 01:21	[?]
Registered User Currently Offline Join Date: Jun 2008	Posts:  177 Reputation:  3 [?] User Rank: Captain
progressive is cheaper for me in either. Well it would be if i dont have to 10 year pluss 15%discount for my car but my bike is still cheaper with progressive.   I think i was qoated 130ish a month with a 1000 dollar deductable on my bike with state farm and $110 a month with progressive.  THats with no tickets or anything.

Posted:  21 Jul 2008 14:57	[?]
Registered User Currently Offline Join Date: Jul 2008	Posts:  81 Reputation:  3 [?] User Rank: First Lieutenant
Ouch, how old are you? I'm 26 with a (previously) clean record. S-F gets me for 110/mo for my truck and bike.  500 deductible, $1M liability.

Posted:  21 Jul 2008 22:33	[?]
Registered User Currently Offline Join Date: Jun 2008	Posts:  177 Reputation:  3 [?] User Rank: Captain
Thats TONS better then mine!  Im 23  for exact 125 a month for my 10 year old rodeo  and 116 a month for my buell i have an xb though  1000 deductible with 10,000 coverage...  anything beter was pushing 185 a month for my bike

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