Theres still the incentive to be had buy dealers i bought my 1125r last week for 7300 OTD .
Mchenry has a 04 xb9sx 600ish miles never been titled for 4k + 400 ish in fees.
I would recommend you call Grand Rapids Harley.
616-896-0111 Talk to the manager tell him what you have in cash and what you want .
some how they have 22 more bikes coming in this week.